Bachat
Know where your money goes. Keep more of it.
No sign-up. Your data stays on your phone. Bachat captures your spends from the bank messages and Apple Pay taps you already get.
Bachat does the work. You see one clear number.
Made for people whose money moves across cards, banks and countries.
Captured for you
Apple Pay taps, bank SMS and bank-app alerts, bank emails and statements. You choose which ones; every source is optional.
Never counted twice
When Apple Pay, the SMS and the email all report one payment, you see one spend. When Bachat isn't sure, it asks.
Dirhams and rupees, one total
Each spend keeps its own currency and adds up in your home currency at the day's rate.
Safe to spend today
A daily number that keeps the month on track, with budgets for everyday spending and bills kept apart.
Jars, bills and debts
Savings jars that fill up, reminders before bills are due, and a payoff date for each debt.
Grow, with guidance
Plan a goal and check the basics in plain words. Guidance, not advice: Bachat never tells you what to buy.
Private by design
Your money is your business. These are promises you can check.
- No account. No email, no phone number, no sign-up.
- Stays on your phone. Spends are stored encrypted on your iPhone, never on our servers.
- No ads, no analytics. There are no ad or tracking tools in the app.
- Never sold. We don't sell or share data, not even anonymised.
- Only bank messages. Bachat reads only what your own Shortcut or chosen bank senders pass in.
- Delete in one tap. "Delete everything" erases it all from your phone.